Alright, so the truth might not be quite this simple. Nevertheless, Laugh-Out-Loud Cats has managed to bring humor to a situation that's becoming increasingly worse. On Monday, the fourth-largest investment bank in the United States, Lehman Brothers, filed for chapter 11 bankruptcy protection. The BBC has a great article concerning how it affects the average individual. Think of Lehman Brothers as a wholesale investment bank. While you don't deal with them directly, many of your banks do. As the BBC states, "This in turn is likely to intensify the credit crunch, with potentially dire consequences for businesses and consumers." Seriously, folks. Why not just live within your means?